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Questions to Ask a Water Damage Restoration Company Before You Hire

Water damage is stressful enough without also picking the wrong crew. These are the questions worth asking before you sign anything — whether you find a company through us or on your own.

Licensing and insurance

  • Are you licensed to do this work in Texas? Requirements vary, but a legitimate company should answer this without hesitation.
  • Do you carry liability insurance and workers’ compensation? If a worker is injured on your property, this determines who’s responsible.
  • Are you IICRC-certified (or certified by an equivalent industry body) for water damage restoration specifically?

Pricing and scope

  • Can I get a written estimate before work starts? Verbal-only pricing is a common source of disputes later.
  • Do you work directly with my insurance company, or do I pay and get reimbursed? Both are normal, but you should know which one you’re agreeing to.
  • What’s included in the price, and what could add to it? Ask specifically about things like content removal, mold testing, or extra drying days.

Process and timeline

  • How soon can you start extraction? Given how fast mold risk rises, response time matters.
  • How will you confirm the affected areas are actually dry before you consider the job finished?
  • Will you document the damage with photos for insurance purposes, or is that on me?

Red flags worth taking seriously

  • Pressure to sign a contract immediately, especially one that’s vague on price or scope
  • No physical business address or verifiable license information
  • Demands for full payment upfront before any work has started
  • Reluctance to put anything in writing

Related reading

FAQ

Is it normal for a company to ask for payment upfront?

A reasonable deposit isn’t unusual for larger jobs, but full payment before any work starts is a common red flag. Ask what the payment schedule looks like and get it in writing.

Should I get multiple quotes before deciding?

When the situation allows for it, yes — comparing at least two estimates helps you sanity-check pricing and scope. For urgent situations where water is actively spreading, balancing speed against comparison shopping is a real tradeoff worth thinking through.

Does this service vet the companies it connects me with?

We’re a connection service, not the company performing the work — any quote, contract, or work performed is between you and the provider you’re connected with. It’s still worth asking these questions directly to them.

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Disclaimer: Swift Water Restore is a service to assist homeowners in connecting with local service providers. All contractors/providers are independent and Swift Water Restore does not warrant or guarantee any work performed. It is the responsibility of the homeowner to verify that the hired contractor furnishes the necessary license and insurance required for the work being performed. All persons depicted in a photo or video are actors or models and not contractors listed on Swift Water Restore.

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